Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.
Whether you're self-employed in Chicago, running a small business in Peoria, or a family in the suburbs — Prairie State Coverage finds the right plan for you.
ACA marketplace plans, off-exchange PPOs and HMOs, HSA-eligible HDHPs for individuals age 18–64. We compare BCBS Illinois, Cigna, Ambetter, Aetna, and UnitedHealthcare to find your best match based on your doctors, medications, and usage patterns.
Complete household coverage for couples, families with children, single parents, and multigenerational families. Includes maternity, pediatric dental and vision, and family deductible structures that work for your household's actual health needs.
Group health insurance for Illinois small businesses with 2–200 employees. We help Chicago-area and downstate business owners compare fully-insured and level-funded group plans, set up Section 125 cafeteria plans, and manage open enrollment with no HR burden.
Standalone dental and vision plans available year-round, independent of your health coverage. Illinois residents with employer health coverage but no dental or vision can add these easily.
Critical illness, accident, and hospital indemnity plans that pay cash directly to you when illness or injury strikes — filling the gaps your primary insurance leaves behind. Essential for Chicago's large gig economy and trade worker population.
Pre-Medicare bridge plans for Illinois residents ages 55–64 who've left employer coverage before Medicare eligibility. We specialize in finding comprehensive coverage that doesn't drain retirement savings in those critical pre-65 years.
Every plan includes free enrollment support and a dedicated licensed agent who works for you, not the carriers.
Perfect for healthy individuals ages 18–35
Full family coverage — everyone protected
Tailored group plans for 2–200 employees